Top 10 payment gateways you should choose for your E-Commerce store in Bangladesh?
- Setup Fee
| Payment Gateway | Setup Fee |
| SSLCOMMERZ | BDT 15,000 |
| PortWallet | Starter BDT + 5,000Business BDT+ 20,000 |
| AamarPay | 4 Types of plan
BDT 4,000 – BDT 15,000 |
| ShurjaPay | Corporate Setup – BDT 10,000 Integration – BDT 10,000Education Setup – BDT 10,000 Integration – BDT 5,000 |
| BttPay | Free |
| Authorize.net | Free |
| PaySpace | Free |
| 2Checkout | Free |
| Easy Pay Way | Basic – BDT 5,000 Starter – BDT 10,000 Professional – BDT 18,000 Corporate – BDT 20,000 |
| Walletmix | NA |
- Annual fee
| Payment Gateway | Annual fee |
| SSLCOMMERZ | Free |
| PortWallet | Business BDT 24,000 |
| AamarPay | Free |
| ShurjaPay | Free |
| BttPay | Free |
| Authorize.net | $25 per month |
| PaySpace | Free |
| 2Checkout | Free |
| Easy Pay Way | Basic – Free Starter – BDT 500 Professional – BDT 2,000 Corporate – BDT 2,500 |
| Walletmix | NA |
- Commission per transaction
| Payment Gateway | Commission per transaction |
| SSLCOMMERZ | Visa/Mastercard 2.5%Internet Banking/Other cards 2% – 4% |
| PortWallet | Credit/Debit Card Starter – 3.8% + BDT 2 Business – 3.5% + BDT 1Net Banking Starter – 3% + BDT 2 Business – 2.5% + BDT 1 |
| AamarPay | Card 2.55% – 3.25%bKash, Rocket, SureCash 1.85% – 2.1% |
| ShurjaPay | Corporate MasterCard, Visa, Nexus – 2.5% Amerian Express – 3.5% Mobile Wallet – 2%Education – 1.5% (Except Nexus) |
| BttPay | 3.8% + $2 |
| Authorize.net | Per transaction 10¢,
Daily batch fee 10¢ |
| PaySpace | 1.2% + 0.30$ |
| 2Checkout | 3.9 % + $0.45 USD
1.5% cross-border fee |
| Easy Pay Way | Basic – 6.5% Starter – 5% Professional – 3.90% Corporate – As agreed |
| Walletmix | Visa, MasterCard, DBBL – 2.5% American Express, Easter Bank, Brac Bank – 3.5% Qcash – 2.5% Others – 1.90% |
- Payment methods accepted
| Payment Gateway | Payment methods accepted |
| SSLCOMMERZ | Visa, Mastercard, DBBL NEXUS Cards, Islamic Bank Net Banking, Bank Asia Net Banking, Mutual Trust Bank Net Banking, City Bank/ Amex, DBBL Mobile Banking, Bkash |
| PortWallet | Visa, MasterCard, bKash, Nexus |
| AamarPay | bKash, Rocket, SureCash, Visa and MaterCard, qCashu, UnionPay, Amex |
| ShurjaPay | All Debit/Credit cards, Dinners Club, Mx supported, Bangladesh Armed Forces, Dhaka WASA, Red Crescent, Internet banking |
| BttPay | All major Debit and Credit Card |
| Authorize.net | Visa, MasterCard, Discover, American Express, JCB, PayPal, Visa SRC, Apple Pay, Chase Pay, E-check |
| PaySpace | All International Credit/Debit cards |
| 2Checkout | American Express, Visa, MasterCard, JCB, Neteller, PO, Skrill, Paypal, Bank Transfer |
| Easy Pay Way | Bangladeshi & International VISA, MASTER and NEXUS Debit/Credit Card |
| Walletmix | American Express, BRAC bank, Visa, MasterCard, bKash, city bank, Trust bank, Eastern Bank, IFIC bank, myCash, Mercantile Bank, FastCash, Qcash, Mobile Money, DBBL Nexus |
- Fraud & Risk management
| Payment Gateway | Fraud & Risk management |
| SSLCOMMERZ | Yes |
| PortWallet | Yes |
| AamarPay | Yes |
| ShurjaPay | Yes |
| BttPay | Yes |
| Authorize.net | Yes |
| PaySpace | Yes |
| 2Checkout | Yes |
| Easy Pay Way | Yes |
| Walletmix | Yes |
- Accepted currencies
| Payment Gateway | Accepted Currencies |
| SSLCOMMERZ | BDT, EUR, GBP, AUD, USD, CAD |
| PortWallet | Multi-currency support |
| AamarPay | BDT only |
| ShurjaPay | Supports every currency |
| BttPay | 100+ currencies |
| Authorize.net | Supports every currency |
| PaySpace | Multi-currency support including Cryptocurrency Available in 130+ countries |
| 2Checkout | All major Currencies |
| Easy Pay Way | Payment handling in BDT; Multi-currency support |
| Walletmix | Payment handling in BDT; Multi-currency support |
- Set up type
| Payment Gateway | Set up type |
| SSLCOMMERZ | Online |
| PortWallet | Physical |
| AamarPay | Online |
| ShurjaPay | Online |
| BttPay | Online |
| Authorize.net | Online |
| PaySpace | Online |
| 2Checkout | Online |
| Easy Pay Way | Online |
| Walletmix | Online |
- Onboarding & Approvals time
| Payment Gateway | Onboarding & Approvals time |
| SSLCOMMERZ | 1-2 days |
| PortWallet | NA |
| AamarPay | 24 hours |
| ShurjaPay | NA |
| BttPay | Less than 10 days |
| Authorize.net | 1 day |
| PaySpace | 1-30 days |
| 2Checkout | 24-48 hours |
| Easy Pay Way | NA |
| Walletmix | NA |
- Recurring Billing
| Payment Gateway | Recurring Billing |
| SSLCOMMERZ | Yes |
| PortWallet | No |
| AamarPay | Yes |
| ShurjaPay | Yes |
| BttPay | Yes |
| Authorize.net | Yes |
| PaySpace | Yes |
| 2Checkout | Yes |
| Easy Pay Way | Yes |
| Walletmix | Yes |
- Charges on Refunds
| Payment Gateway | Charges on Refunds |
| SSLCOMMERZ | No Extra Charge |
| PortWallet | No Extra Charges |
| AamarPay | No Extra Charges |
| ShurjaPay | No Extra Charges |
| BttPay | No extra charges |
| Authorize.net | No extra charges |
| PaySpace | No extra charges |
| 2Checkout | No extra charge |
| Easy Pay Way | No extra charge |
| Walletmix | No extra charge |
- SDK Stacks
| Payment Gateway | SDK Stacks |
| SSLCOMMERZ | Asp.net, Nodejs, Python, Cakephp, PHP, Java , Laravel |
| PortWallet | JSON, PHP, iOS, Android |
| AamarPay | Laravel, Android |
| ShurjaPay | Laravel, Android, iOS |
| BttPay | Jquery, JavaScript, PHP, Mobile SDKs |
| Authorize.net | Nodejs, Java, php, Ruby, .net core, iOS, python, C#, Android, Windows |
| PaySpace | PHP curl, JSON |
| 2Checkout | Java, Ruby, .net, C#, Python |
| Easy Pay Way | PHP, iOS |
| Walletmix | No SDKs available |
- Settlement time
| Payment Gateway | Settlement time |
| SSLCOMMERZ | Same day |
| PortWallet | Bi-Weekly |
| AamarPay | 1 week |
| ShurjaPay | 1 week |
| BttPay | 15-30 days |
| Authorize.net | Every business day |
| PaySpace | Depends on the agreement |
| 2Checkout | Weekly – Transfer to Bank Account |
| Easy Pay Way | 1 day |
| Walletmix | 1 week |
- Payouts support
| Payment Gateway | Payouts support |
| SSLCOMMERZ | No |
| PortWallet | No |
| AamarPay | Yes |
| ShurjaPay | No |
| BttPay | No |
| Authorize.net | Yes |
| PaySpace | No |
| 2Checkout | Yes |
| Easy Pay Way | No |
| Walletmix | No |
- Split payments
| Payment Gateway | Split payments |
| SSLCOMMERZ | No |
| PortWallet | No |
| AamarPay | No |
| ShurjaPay | No |
| BttPay | No |
| Authorize.net | Yes |
| PaySpace | No |
| 2Checkout | Yes |
| Easy Pay Way | No |
| Walletmix | No |
For more information, please visit relevant payment service gateway office.